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Pensions
Home : policy.helptheaged.org.uk : Poverty & Exclusion : Pensions :

Policy statements 
Briefings 
Consultation responses 
Reports 
Articles

Pensions are the primary source of income for older people in the UK, and therefore ensuring that the UK pensions system meets the needs of both today's pensioners and those of tomorrow is a key concern for Help the Aged.

The UK pensions system is the product of decades of evolution - it is complex and comprised of many parts.

In this section you will find information relating to the Charity's views on the current pension system, and in particular how pensions ought to be reformed.

Papers in this section cover the basic state pension, the state second pension (or S2P), private pensions and individual savings, and pension credit. Specific information relating to Pension Credit can also be found in the Benefits section

The information in this section relates to the Charity's lobbying and campaigning work relating to pensions. If you would like practical information on pensions, please visit the Pensions section on the main Help the Aged website


Policy statements

Benefits and take-up (April 2006)

Help the Aged policy statement on pensions and benefits, the Government's Pensions Service, means-tested benefits, levels of take-up and measures to help more pensioners receive the pensions they deserve.

Pensions and benefits (September 2004)

Help the Aged policy statement on pensions and benefits, the Government's Pensions Service, means-tested benefits, levels of take-up and measures to help more pensioners receive the pensions they deserve.

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Briefings

Briefing on Pensions Reform Bill (December 2006)

Summary of Help the Aged's views on the State Pension Bill.  The Briefing highlights the further changes and improvements we believe ought to be made.

Attitudes to pensions and pensioner poverty (2006)

Press briefing based on a MORI poll commissioned by Help the Aged to probe current views held by working adults aged between 18 and 54 on their expectations about living on a pension.

Turner briefing (January 2006)

A briefing on Help the Aged's position on pensions and pensioner poverty in the wake of the final report of the Pensions Commission.

Ageing and retirement age briefing (November 2004)

Update on ageing and retirement age policy two years on from the publication by Help the Aged of Pensions or Pin Money?

Evidence to the Select Committee on the Pension Credit (October 2004)

Evidence for the Work and Pensions Select Committee on the launch of the Pension Credit and the work of the Pension Service.

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Consultation responses

Response to White Paper on Personal Accounts (March 2007)

Help the Aged views on the Government's proposed system of Personal Accounts and how the design of these could be improved to prevent future pensioner poverty.

Pensions White Paper Consultation Response (August 2006)

Help the Aged response to the consultation on the Pensions White Paper "Security in Retirement. Towards a new pensions system"

Response to Pensions Commission Interim Report (January 2005)

Help the Aged response to the Pensions Commission Interim Report.

LinkAge (November 2004)

A response to the Department for Work and Pensions' consultation and proposals to merge a number of pension and local authority services for older people into one under the LinkAge banner.

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Reports

Pensions Not Pin Money (February 2005)

In its 2002 paper 'A future we can trust: Pensions or Pin Money', Help the Aged said 'there is a crisis of confidence in our pensions system.' This paper revisits the key questions addressed then, asking where we have got to and where we should be going in our efforts to secure fair and adequate pensions.

A Future We Can Trust: Pensions or Pin Money? (2002)

Our 2002 report on pensions, seeking to build a consensus on a seven-fold action plan.

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Articles

Financial Inclusion Campaign (July 2006)

Article detailing the Treasury announcement to fund the new financial inclusion campaign.

Property Wealth (July 2006)

Article summarising the Institute for Public Policy Research report on housing wealth and income.

Commons Debates on White Paper (July 2006)

Article summarising the Common's debates on the White Paper on the future of pensions.

Turner Summary (November 2005)

Article summarising the main points of the Turner Report on pensions.

Measuring and reducing pensioner poverty (November 2004)

Summary of a discussion hosted by Help the Aged about pensioner poverty, its definition, and targets and strategies for its reduction.

Consultation on LinkAge proposals (September 2004)

Article on Department of Work and Pensions plans for LinkAge, whose key proposal is that local authorities should set up joint teams of benefits and social care staff; these teams would then forge links with other local statutory and voluntary service providers to offer older people a more seamless service.

Basic state pension favoured over means-testing (April 2004)

Summary of a Pension Policy Institute (PPI) report calling for a basic state pension to be paid at a proper level to every citizen regardless of their contribution record.

Pensions not pin money (March 2004)

A presentation on raising the state pension ages, increasing take-up of Pension Credit and saving more for older age.

Government signals change of heart (November 2004)

Article on changes in Government pension policy.

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